DAILY YIELDBy Kushal K. Daga

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FOR CORPORATE
✳ the boardroom desk · free · no sign-up

Business maths,
priced.valued.audited.optimised.scaled.forecasted.modelled.decided.done.

Break-even, business loans, NPV & IRR, margins, CAGR, burn rate, LTV:CAC, valuation — the timeless corporate toolkit on one desk. Slide or type the numbers, pick your country & currency inside each table, and every answer shows its working. Nothing to upload, nothing stored — the maths runs entirely in your browser.

detecting your location…

what's inside ✳
11 tools for the corner officeall free
break-even, before you launchtable 01
NPV · IRR · paybacktable 08
runway · LTV:CAC · valuation04 · 06 · 11
how it works
drag a slider or type it exactboth live
country + currency per tableauto-set
every desk draws a live chartwatch it move
receipts copy + shareone tap
try this now ✳
push variable cost above priceBEP = never
discount rate 8% → 15%NPV flips
churn to 40% on desk 06LTV:CAC dies
the honest bit
textbook formulas, shown fullyno tricks
rates are indicative onlybanks differ
education, never adviceCA promise
before you go ✳
start at desk 01 or 08be or npv
numbers decide, not egoalways
bookmark the boardroomsee you soon

the wider desk ✳

Understand the questionDaily Article
Test the assumptionscalculators
Read the contextNews + Atlas
Plan a business caseFor Corporate

every receipt below is live — go on, slide something ✍

Welcome to the boardroom desk. Every calculator here runs the standard, textbook formulas — the same ones printed in CFA, CA and MBA literature — with nothing hidden. Each table carries its own country & currency picker (auto-set for you). Built for founders, promoters, CFOs, analysts and everyone who signs the numbers. No uploads, no storage, no rule-books to chase — only maths that does not expire.

Operating performance01 — 06
01 · the launch line

Break-even analysis

where losses end

The first number every business must know: how many units before the money stops flowing out and starts flowing in.

control deskslide or type
liveBREAK-EVEN RECEIPT
break even at—
break-even revenue—
contribution margin—
★ SELL SMARTER · NOT LOUDER ★

BEP units = Fixed ÷ (Price − Variable)

ca’s corner: price below variable cost and every extra sale is a fancy way to lose money.

02 · the health report

Profit & margin calculator — gross · operating · net

the health report

Three margins, one story: how much the product earns, how much the business earns, and how much is left for the owners.

control deskslide or type
liveMARGIN RECEIPT
net margin—
gross profit—
operating margin—
net profit—
★ PROFIT IS A HABIT · NOT AN ACCIDENT ★

GP = Rev − COGS · OP = GP − Opex · Net = OP + Other

ca’s corner: revenue is vanity, profit is sanity, cash is oxygen — track all three.

03 · price with intent

Markup ↔ margin converter

price with intent

The classic mix-up that eats shopkeepers alive: a 40% markup is NOT a 40% margin. Price precisely, in one slide.

control deskslide or type
livePRICING RECEIPT
selling price—
margin on price—
profit / unit—
★ QUOTE MARGIN · NOT VIBES ★

Price = Cost × (1 + markup) · Margin = (Price − Cost) ÷ Price

ca’s corner: a 40% markup is only a 28.6% margin — know which one you are quoting.

04 · startup oxygen

Burn rate & runway calculator

startup oxygen

How many months of life are left in the bank account — and the calendar date the money runs out. Founders’ maths 101.

control deskslide or type
liveRUNWAY RECEIPT
net burn / mo—
runway left—
cash hits zero—
★ RUNWAY IS OXYGEN ★

Burn = Outflow − Inflow · Runway = Cash ÷ Burn

ca’s corner: runway is oxygen: below six months, fundraise or cut — decide early.

05 · the stocking sum

Inventory & EOQ calculator — order just right

the stocking sum

Order too often and fees eat you; too rarely and the godown eats you. The economic order quantity is the truce.

control deskslide or type
liveINVENTORY RECEIPT
economic order qty—
orders / yr—
ordering + holding cost / yr—
★ STOCK JUST ENOUGH ★

EOQ = √(2 × D × O ÷ H)

ca’s corner: ordering too often bleeds fees; too rarely bleeds warehouse — the EOQ is the truce.

06 · unit economics

LTV : CAC calculator — are customers worth buying?

unit economics

The one ratio investors zoom into: lifetime value vs acquisition cost. Below 3× and growth is just expensive hobby.

control deskslide or type
liveUNIT ECONOMICS RECEIPT
customer lifetime value—
LTV : CAC—
CAC payback—
★ BUY CUSTOMERS · NOT WORK ★

LTV = Rev × GM ÷ Churn · healthy ≥ 3× CAC

ca’s corner: if a customer costs more than they return, you are buying work, not building a business.

Funding, investment & value07 — 11
07 · borrowing for business

Business loan EMI — term loans, machinery, working capital

fund the machine

Term loans power factories and fleets. See the true EMI, and what the processing fee really adds to the cost of money.

control deskslide or type
liveLOAN RECEIPT
monthly EMI—
interest cost—
total cost incl. fee—
★ FUND THE MACHINE · MIND THE FEE ★

EMI = P × i × (1+i)ⁿ ÷ ((1+i)ⁿ − 1)

ca’s corner: a cheaper EMI over more years usually costs more — compare totals, not months.

08 · the analyst’s yardstick

NPV · IRR · Payback — project appraisal desk

the analyst’s yardstick

The three questions every capital decision must answer: what is it worth today (NPV), what return does it earn (IRR), how fast does it pay back.

control deskslide or type
liveAPPRAISAL RECEIPT
net present value—
IRR / yr—
payback—
profitability index—
★ IF NPV SAYS YES · IT IS A YES ★

NPV = Σ CFₜ ÷ (1+r)ᵗ − C₀ · IRR: NPV = 0

ca’s corner: a project with IRR above your cost of funds is a yes — the size decides how big a yes.

09 · growth, decanted

CAGR calculator — compounded annual growth

growth, decanted

Revenue doubled in five years? Good — but CAGR says what it really means per year. The honest growth number.

control deskslide or type
liveGROWTH RECEIPT
CAGR / yr—
total growth—
doubles every—
★ COMPOUNDING IS A STRATEGY ★

CAGR = (End ÷ Begin)^(1÷yrs) − 1

ca’s corner: CAGR smooths the drama — always ask what happened inside the average.

10 · return on the machine

ROCE · ROE · ROA — returns on capital

return on the machine

Is the business a good machine? Three lenses on the same question: returns on the capital employed, the owners’ money, and every asset.

control deskslide or type
liveRETURNS RECEIPT
ROCE / yr—
ROE—
ROA—
★ THE MACHINE MUST EARN ITS KEEP ★

ROCE = EBIT ÷ Capital Employed · ROE = NP ÷ Equity

ca’s corner: ROCE above your borrowing cost means the machine earns its keep.

11 · what is it worth?

Business valuation — multiples & terminal value

what is it worth?

Two ways professionals price a business: what the sector pays for its EBITDA, and what its future cash is worth today. Triangulate.

control deskslide or type
liveVALUATION RECEIPT
enterprise value (multiple)—
terminal value (Gordon)—
perpetuity value—
★ TWO METHODS · ONE ARGUMENT ★

EV = EBITDA × Multiple · TV = FCF × (1+g) ÷ (d − g)

ca’s corner: a valuation is an argument, not a fact — build it on two methods, not one.

Formula reference12 — 12
12 · the formula shelf

The formula shelf — every desk’s maths, one glance

pin it to the notice board

The whole boardroom in eight lines each — the same formulas the desks above run, printed for the meeting notes.

profitability & returns

Gross margin(Revenue − COGS) ÷ Revenue
Operating margin(GP − Opex) ÷ Revenue
Net marginNet profit ÷ Revenue
ROCEEBIT ÷ Capital employed
ROENet profit ÷ Equity
ROI(Gain − Cost) ÷ Cost
Contribution margin(Price − Variable cost) ÷ Price
Break-even unitsFixed ÷ Contribution/unit

appraisal & operations

NPVΣ CFₜ ÷ (1+r)ᵗ − C₀
IRRthe r where NPV = 0
Paybackyears until cumulative CF ≥ outlay
Profitability indexPV of inflows ÷ outlay
EOQ√(2DO ÷ H)
CAGR(End ÷ Begin)^(1÷n) − 1
Terminal valueFCF × (1+g) ÷ (d − g)

ca’s corner: formulas never sign the cheque — judgement does. These just keep the judgement honest.

More ways to explore: articles · news · calculators · corporate · countries · markets.Explore related resources ↑
the analyst’s yardstick ════════════ --> the health report ════════════ --> growth, decanted ════════════ --> price with intent ════════════ --> startup oxygen ════════════ --> unit economics ════════════ --> return on the machine ════════════ --> what is it worth? ════════════ --> the stocking sum ════════════ --> THE FORMULA SHELF ════════════ -->

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